Fold Launches Bitcoin Solutions Across All 50 States Using BitG
Fold: Integrate Bitcoin Into Your Personal Finances
Fold is a U.S.-based bitcoin financial services company focused on helping consumers earn, save, and spend bitcoin through everyday financial activity. Through products like the Fold App, Fold Bitcoin Gift Card™, and Fold Debit Card™, Fold's mission is to make bitcoin more accessible and practical for daily use. As Fold expanded beyond its offerings from bitcoin rewards into payments and savings, they needed a secure, regulated partner capable of supporting institutional-grade custody, high transaction volumes, and strong operational controls—without slowing product innovation. Fold chose BitGo Bank & Trust, National Association ("BitGo"), a digital asset trust bank federally regulated by the Office of the Comptroller of the Currency (OCC), to provide the regulatory framework, secure digital asset infrastructure, and operational maturity required to scale with confidence, while continuing to move quickly in the competitive market.
BitGo's Crypto-as-a-Service Provides National Framework for Secure Bitcoin Access
BitGo provides regulated licensing and API infrastructure solutions through its Crypto-as-a-Service (CaaS) offering, enabling businesses and institutions to offer digital asset solutions to their customers while meeting compliance standards and regulatory requirements. Using BitGo's plug-and-play API and webhook solutions, businesses can seamlessly embed crypto functionality into their frontend experiences—including qualified custody for secure asset storage and management, the ability to buy and sell digital assets, and on- and off-ramps for seamless fiat integration. For consumer fintech companies like Fold, leveraging BitGo's CaaS infrastructure allows them to build and scale compliant bitcoin products quickly, without having to develop complex systems from scratch. BitGo's OCC charter immediately enabled Fold to operate nationwide, including in historically restricted states like New York, expanding its reach while maintaining federal oversight. This allowed Fold to confidently offer accessible, regulated bitcoin products across all 50 states without the burden of obtaining fragmented, state-by-state licenses such as money transmitter licenses.
Secure Foundation, Expanded Reach
Through this partnership, BitGo strengthened Fold's security foundation with regulated custody, asset segregation, and institutional-grade controls—providing the critical infrastructure that protects customer assets. This secure framework not only safeguards those assets, but also enables Fold to embed crypto trading and offer its users the ability to buy, sell, and hold bitcoin with confidence. BitGo's CaaS not only supports long-term trust and adoption, but also enables innovative growth. Fold's consumer products, such as their Bitcoin Gift Card™, can now expand into previously untapped markets, reinforcing the company's commitment to secure, compliant innovation at scale.
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About BitGo
BitGo is the digital asset infrastructure company, delivering custody, wallets, staking, trading, financing, and settlement services from regulated cold storage. Since our founding in 2013, we have been focused on accelerating the transition of the financial system to a digital asset economy. With a global presence and multiple regulated entities, BitGo serves thousands of institutions, including many of the industry's top brands, exchanges, and platforms, and millions of retail investors worldwide. For more information, visit www.bitgo.com.
©2026 BitGo, Inc. (collectively with its parent, affiliates, and subsidiaries, “BitGo”). All rights reserved. BitGo Bank & Trust, National Association (“BitGo Bank & Trust”) is a national trust bank chartered and regulated by the Office of the Comptroller of the Currency (OCC). BitGo Bank & Trust is a wholly-owned subsidiary of BitGo Holdings, Inc., a Delaware corporation headquartered in Palo Alto, California. Other BitGo entities include BitGo, Inc. and BitGo Prime LLC, each of which is a separately operated affiliate of BitGo Bank & Trust.
BitGo does not offer legal, tax, accounting, or investment advisory services. The information contained herein is for informational and marketing purposes only and should not be construed as legal, tax, or investment advice. You should consult with your own legal, tax, and investment advisor for questions about your specific circumstances.
Digital assets are subject to a high degree of risk, including the possible loss of the entire principal amount invested. Past performance and illustrative examples do not guarantee future results. The value of digital assets can fluctuate significantly and may become worthless. No BitGo communication is intended to imply that any digital asset services are low-risk or risk-free. BitGo is not a registered broker-dealer and is not a member of the Securities Investor Protection Corporation (“SIPC”) or the Financial Industry Regulatory Authority (“FINRA”). Digital assets held in custody are not guaranteed by BitGo and are not subject to the insurance protections of the Federal Deposit Insurance Corporation (“FDIC”) or SIPC. Custody and other digital asset services are subject to eligibility, jurisdictional, and regulatory restrictions. Availability of specific products and services may vary by location and entity.
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