Introducing BitGo's Digital Asset Financing Solutions: A Better Way to Access Liquidity

• BitGo now offers financing across liquid assets, locked tokens, staked positions, and diversified portfolios

• Unlock liquidity from existing holdings without liquidating positionings or disrupting long-term strategy

• Optimize asset usage by lending to BitGo as your counterparty

• One platform. One provider. Full visibility into custody, trading, staking, settlement, and now financing.

Digital asset investors face a constant challenge: capital is tied up in assets they want to hold, not sell, and unlocking liquidity without disrupting positions can be difficult. Long-term positions provide strategic exposure. Staked assets generate rewards. Locked tokens represent future potential. Diversified portfolios can distribute risk across multiple assets. These generally aren't positions institutions want to exit but instead they want to build on them.

But when liquidity is needed, whether for trading, operations, treasury management, or growth, selling these assets often undermines the very strategies they were designed to support.

Traditional crypto lending solutions address part of this problem. Most require collateral in the form of a single asset. Others fail to recognize locked or staked positions as eligible collateral. Portfolio-level financing is often done across multiple platforms and counterparties.

BitGo was built to solve this. With new financing solutions designed around how digital assets are actually held, we're providing institutions with a way to access capital without compromising their strategy.

Borrowing Against Holdings

BitGo's financing product supports collateralized borrowing against major digital assets including BTC, ETH, SOL, and other tokens. Instead of selling positions to raise capital, institutions can quickly unlock liquidity directly from existing holdings, maintaining exposure to the underlying asset throughout.

Borrowing Against Locked and Staked Tokens

Not all assets are immediately tradable or liquid. Tokens may be locked through vesting schedule, strategic allocations, or actively staked to generate rewards and support network participation. Historically, these positions have been difficult or impossible to use as collateral.

BitGo changes that. Institutions can now borrow against locked and staked assets, unlocking liquidity without disrupting staking rewards, governance participation, or long-term allocations. Assets remain held in BitGo regulated custody, and clients maintain visibility into these assets through the platform.

Portfolio-Based Borrowing

Digital asset portfolios rarely consist of a single token. Treasuries, funds, corporations, and high-net-worth investors, may hold a mix of assets and financing structures that rely on a single asset can be inefficient and restrictive.

BitGo supports portfolio-based borrowing where institutions can borrow against a diversified set of holdings rather than a single position. Borrowing capacity reflects the overall portfolio, not the limits of any one asset. The result is greater capital efficiency and allows institutions to manage financing in a way that aligns with how their assets are actually held and managed.

Lending to Put Idle Assets to Work

Financing is more than accessing capital, it's about deploying it effectively.

Many institutions hold balances that sit idle. BitGo enables clients to lend these assets to earn competitive rates and improve overall asset utilization, with BitGo acting as the counterparty. It's a straightforward way to earn more on assets that would otherwise be dormant.

Why Institutions Choose BitGo

BitGo delivers financing solutions built for institutional needs combining liquidity, flexibility, transparency, and control in one place.

• A unified provider: BitGo integrates financing alongside other services such as custody, trading, and staking, eliminating the fragmentation that comes with stitching together multiple providers.

• In-platform management: Track positions, monitor collateral, and manage activity directly within the platform, simplifying operations while providing the transparency and security expected from institutional infrastructure.

• Financing built around your portfolio: Financing can be structured around client portfolios rather than forcing portfolios to fit rigid loan models. BitGo provides financing solutions for how institutions actually operate.

• Active support through volatility: When markets move quickly, BitGo works closely with clients. Rather than relying solely on automated liquidation triggers, BitGo works alongside clients to manage positions and collateral.

• No third party or smart contract risk: BitGo's financing operates within a controlled institutional framework with BitGo as the sole counterparty, rather than relying on external protocols.

• Deploy capital wherever opportunities exist: Whether trading directly with BitGo, accessing liquidity through partner venues on Go Network's Off-Exchange Settlement network, or operating beyond the BitGo platform, BitGo provides the financing infrastructure to support it.

A Complete Financing Framework for Digital Assets

As digital asset strategies grow more sophisticated, financing infrastructure needs to keep pace.

BitGo now provides a complete financing framework that works across liquid assets, staked positions, locked allocations, and diversified portfolios. Borrow against your holdings, put idle assets to work, and manage all financing activity directly within BitGo's platform.

One platform. Built for institutions.

Schedule a call with our team to learn what's possible for your portfolio.