The Better Money Company Builds Stablecoin Clearinghouse on BitGo's Crypto-as-a-Service Infrastructure

Key Takeaways

• Compliant customer onboarding at scale: The Better Money Company ("TBMC") will use BitGo Bank & Trust, National Association, an OCC-regulated digital asset trust bank and BitGo, Inc. (together "BitGo")'s Crypto-as-a-Service (CaaS) to compliantly onboard stablecoin businesses to its clearinghouse platform.

• Institutional-grade wallet infrastructure and identity verification: Through BitGo's CaaS, TBMC onboards end users via programmatic KYB into qualified custody wallets, providing the regulated foundation and verified user layer needed to securely power a multi-issuer, multi-stablecoin clearinghouse.

• Regulated foundation for the stablecoin economy: As an OCC-chartered national trust bank, BitGo provides the compliance and custody backbone required to support The Better Money Company's mission of making stablecoins fungible with each other at scale.

The Stablecoin Fragmentation Problem Demands Institutional Infrastructure

Stablecoins settle globally, operate around the clock, and move faster than traditional payment rails, but they aren't yet fungible with each other. A business receiving USDC but needing to settle in USDG must navigate DEX swaps, OTC desks, or manual conversions through multiple intermediaries. As more issuers enter the market, this fragmentation only gets worse.

The Better Money Company is building the clearing layer to solve it: any stablecoin in, any stablecoin out, at predictable prices and speeds, with no slippage. By establishing direct relationships with banking partners and issuers, stablecoins can be used to power next generation payments, treasury management, and product experiences – no liquidity pools, no intermediaries.

To do that compliantly and at scale, they needed a regulated digital asset infrastructure partner. They chose BitGo.

BitGo CaaS: The Compliance and Custody Layer for Multi-Issuer Clearing

BitGo sits at the intersection of regulatory infrastructure and innovative technology, and that's exactly what building a stablecoin clearinghouse requires. Through its CaaS solution, BitGo gives The Better Money Company the compliant, institutional-grade foundation and API-driven tools to onboard issuers, verify end users, and manage digital assets securely at scale.

Through this partnership, BitGo's powers two critical functions for The Better Money Company:

• Compliant onboarding: BitGo's regulated infrastructure enables TBMC to onboard stablecoin businesses to its platform in a compliant, scalable manner, meeting the regulatory requirements that institutional participants require straight out of the box.

• Embeddable qualified custody wallets: BitGo's QC wallets provide the secure, regulated, and programmable wallet architecture required to hold and manage multi-issuer stablecoin flows, enabling TBMC to embed institutional-grade custody directly into its platform from day one.

Building the Infrastructure the Stablecoin Economy Requires

The Better Money Company was founded by Sam Broner and Adam Zuckerman, bringing a rare combination of deep stablecoin expertise and regulatory fluency, and backed by a $10 million seed round led by a16z crypto. By building on BitGo's infrastructure, the team can stay focused on what they do best, helping companies build better payment, treasury management and money products, by designing and operating the clearing mechanics that make stablecoins work together, while BitGo handles the custody, onboarding compliance, and wallet infrastructure under the hood.

Stablecoins are on a clear path to becoming the default way businesses move money. But that future depends on the infrastructure that connects them being as robust as the assets themselves. BitGo and The Better Money Company are building that foundation together.