Previously available in the U.S. through BitGo Bank & Trust, N.A., CaaS services are now expanding into the European Economic Area (EEA) to support European businesses under BitGo Europe GmbH (“BitGo”). This enables businesses across Europe to leverage BitGo’s regulatory licensing framework and modular APIs to bring compliant crypto products to market quickly.

Key Takeaways:

  • BitGo’s Crypto-as-a-Service (CaaS) has launched in Europe across all 30 EEA countries, allowing businesses to now onboard their users programmatically under BitGo’s MiCAR license.

  • European banks and fintechs can now embed crypto functionality directly into their frontend to unlock new revenue streams. In just weeks, their users can buy, sell, and hold bitcoin and other digital assets, as well as access other secure crypto features. 

Crypto-as-a-Service Solutions Available Now in the EU

BitGo’s CaaS empowers businesses to integrate crypto functionality directly into their frontend using BitGo’s regulatory licensing, APIs, and webhooks. This allows the business's users to seamlessly access crypto services, such as trading, quickly and securely.

CaaS is now expanding into Europe through BitGo Europe GmbH, operating under its MiCAR license. This enables EU businesses to programmatically onboard their users and have them access digital asset solutions while fully complying with local regulations.

European banks and fintechs using BitGo’s CaaS can now integrate the following functionality into their platforms, including:

  • Regulatory licensing: Leverage MiCAR licensing through BitGo Europe GmbH to operate across all 30 EEA countries 

  • Insurance: Protect client funds with custodial wallets, with BitGo maintaining insurance coverage of up to $250M

  • Programmatic KYC: Securely verify and onboard users using BitGo’s API-based Know Your Customer (KYC) flows
    Wallet Infrastructure: Store and manage digital assets securely with multi-asset wallets backed by qualified custody

  • On/off Ramps: Connect traditional banking to the crypto ecosystem via SEPA (EU)

  • Trade: Enable users to buy, sell, and hold top cryptocurrency pairs directly within your own UI

  • Settlement: Settle trades quickly, ensuring users receive assets without delay.

  • Policy Controls: Enforce customizable user permissions, spending limits, and safeguards with a flexible policy engine.

  • 24/7 Support: Access dedicated account management and global technical support around the clock. 

Build with BitGo

BitGo’s CaaS solution delivers a comprehensive, end-to-end foundation for digital assets. As a regulated custodian with a proven track record of security and innovation, BitGo provides secure wallet infrastructure — the core layer for interacting onchain — combined with global regulated licensing, advanced digital asset technology, rigorous security controls, and deep liquidity through an established network of market makers and liquidity providers.

Connect with us to accelerate your transition from traditional financial systems to the digital asset economy.

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About BitGo

BitGo is the digital asset infrastructure company, delivering custody, wallets, staking, trading, financing, and settlement services from regulated cold storage. Since our founding in 2013, we have been focused on accelerating the transition of the financial system to a digital asset economy. With a global presence and multiple regulated entities, BitGo serves thousands of institutions, including many of the industry's top brands, exchanges, and platforms, and millions of retail investors worldwide. For more information, visit www.bitgo.com.

©2026 BitGo, Inc. (collectively with its parent, affiliates, and subsidiaries, “BitGo”). All rights reserved. BitGo Bank & Trust, National Association (“BitGo Bank & Trust”) is a national trust bank chartered and regulated by the Office of the Comptroller of the Currency (OCC). BitGo Bank & Trust is a wholly-owned subsidiary of BitGo Holdings, Inc., a Delaware corporation headquartered in Palo Alto, California. Other BitGo entities include BitGo, Inc. and BitGo Prime LLC, each of which is a separately operated affiliate of BitGo Bank & Trust.

BitGo does not offer legal, tax, accounting, or investment advisory services. The information contained herein is for informational and marketing purposes only and should not be construed as legal, tax, or investment advice. You should consult with your own legal, tax, and investment advisor for questions about your specific circumstances.

Digital assets are subject to a high degree of risk, including the possible loss of the entire principal amount invested. Past performance and illustrative examples do not guarantee future results. The value of digital assets can fluctuate significantly and may become worthless. No BitGo communication is intended to imply that any digital asset services are low-risk or risk-free. BitGo is not a registered broker-dealer and is not a member of the Securities Investor Protection Corporation (“SIPC”) or the Financial Industry Regulatory Authority (“FINRA”). Digital assets held in custody are not guaranteed by BitGo and are not subject to the insurance protections of the Federal Deposit Insurance Corporation (“FDIC”) or SIPC. Custody and other digital asset services are subject to eligibility, jurisdictional, and regulatory restrictions. Availability of specific products and services may vary by location and entity.

BitGo endeavors to provide accurate information on its websites, press releases, blogs, and presentations, but cannot guarantee all content is correct, completed, or updated. Content is subject to change without notice. BitGo disclaims any obligation to update or supplement such information except as required by applicable law or regulation.

BitGo makes no representation that the information contained herein is appropriate for use in any jurisdiction where its distribution or use would be contrary to law or regulation or would subject BitGo or any of its affiliates to any registration or licensing requirements in such jurisdiction. Persons who access this information are responsible for complying with all applicable laws and regulations.